CFD firms / FTMO
FTMO
CFD prop firm · Founded 2015 · Prague, Czech Republic · Trustpilot 4.8 (48,016 reviews, checked 2026-09-21)
15 challenge plans tracked, from €155 — challenge fee refunded at first payout on 15 plans. Independent data — no firm can pay to change it.
⚠ US residents excluded from the global FTMO product; separate "FTMO US" product via OANDA since August 2025 (except AR, DE, LA, MT, SC) — sources vettedpropfirms.com and thepayoutreport.com, 07/2026.
Payout confidence 4.5/5
Published payout speedTwice a month
Track record11 years in operation
Trustpilot today4.8/5
Payout reputation in reviewsConsistently praised
No independent audit of prop-firm payouts exists — this index uses only public, verifiable signals. How we score it.
What traders say AI summary · updated monthly · 2026-09-01
FTMO holds a strong 4.8 Trustpilot score across one of the largest review volumes among prop trading firms. Most feedback centers on payout speed and rule clarity, though a vocal minority describes account terminations tied to stricter 2026 risk-rule enforcement, including edge-case flags on trading patterns.
What traders praise
- Traders frequently report payouts processed within one to three business days of a request.
- The evaluation rules and profit-split structure are described as clear and largely consistent.
- The dashboard's real-time drawdown tracking is valued for making risk limits easier to follow.
Common complaints
- Stricter 2026 enforcement means some minor violations now trigger immediate termination rather than a warning.
- Accounts flagged for one-sided betting or cross-account patterns are sometimes terminated after passing evaluation.
- A shift to real-time equity-based drawdown calculation is seen by some as tightening margins unexpectedly.
Written by AI from publicly reported review themes — not verified individual reviews, not financial advice. Check the Trustpilot page yourself.
All FTMO plans
| Plan | Size | Price today | Steps | Phase targets | Max drawdown | Leverage | Split |
|---|---|---|---|---|---|---|---|
| FTMO Challenge 2-Step Standard 10k | 10,000 | €155 | 2-step | 10% + 5% | 10% · 5%/day | 1:100 (forex; indices 1:50, metals 1:30) | 80% |
| FTMO Challenge 2-Step Standard 25k | 25,000 | €250 | 2-step | 10% + 5% | 10% · 5%/day | 1:100 (forex; indices 1:50, metals 1:30) | 80% |
| FTMO Challenge 2-Step Standard 50k | 50,000 | €345 | 2-step | 10% + 5% | 10% · 5%/day | 1:100 (forex; indices 1:50, metals 1:30) | 80% |
| FTMO Challenge 2-Step Standard 100k | 100,000 | €540 | 2-step | 10% + 5% | 10% · 5%/day | 1:100 (forex; indices 1:50, metals 1:30) | 80% |
| FTMO Challenge 2-Step Standard 200k | 200,000 | €1,080 | 2-step | 10% + 5% | 10% · 5%/day | 1:100 (forex; indices 1:50, metals 1:30) | 80% |
| FTMO Challenge 2-Step Swing 10k | 10,000 | €155 | 2-step | 10% + 5% | 10% · 5%/day | 1:30 (forex; indices 1:15, metals 1:9) | 80% |
| FTMO Challenge 2-Step Swing 25k | 25,000 | €250 | 2-step | 10% + 5% | 10% · 5%/day | 1:30 (forex; indices 1:15, metals 1:9) | 80% |
| FTMO Challenge 2-Step Swing 50k | 50,000 | €345 | 2-step | 10% + 5% | 10% · 5%/day | 1:30 (forex; indices 1:15, metals 1:9) | 80% |
| FTMO Challenge 2-Step Swing 100k | 100,000 | €540 | 2-step | 10% + 5% | 10% · 5%/day | 1:30 (forex; indices 1:15, metals 1:9) | 80% |
| FTMO Challenge 2-Step Swing 200k | 200,000 | €1,080 | 2-step | 10% + 5% | 10% · 5%/day | 1:30 (forex; indices 1:15, metals 1:9) | 80% |
| FTMO Challenge 1-Step 10k | 10,000 | €155 | 1-step | 10% | 10% · 3%/day | 1:100 (forex; indices 1:50, metals 1:30) | 90% |
| FTMO Challenge 1-Step 25k | 25,000 | €250 | 1-step | 10% | 10% · 3%/day | 1:100 (forex; indices 1:50, metals 1:30) | 90% |
| FTMO Challenge 1-Step 50k | 50,000 | €345 | 1-step | 10% | 10% · 3%/day | 1:100 (forex; indices 1:50, metals 1:30) | 90% |
| FTMO Challenge 1-Step 100k | 100,000 | €540 | 1-step | 10% | 10% · 3%/day | 1:100 (forex; indices 1:50, metals 1:30) | 90% |
| FTMO Challenge 1-Step 200k | 200,000 | €1,080 | 1-step | 10% | 10% · 3%/day | 1:100 (forex; indices 1:50, metals 1:30) | 90% |
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