Prop firms / Topstep
Topstep
Founded 2012 · Chicago, USA · Trustpilot 3.6 (14,538 reviews, checked 2026-08-10)
3 plans tracked, from $34. Independent data — no firm can pay to change it.
Payout confidence 3.0/5
Published payout speedNot clearly published
Track record14 years in operation
Trustpilot today3.6/5
Payout reputation in reviewsMixed reports
No independent audit of prop-firm payouts exists — this index uses only public, verifiable signals. How we score it.
What traders say AI summary · updated monthly · 2026-08-01
Topstep's Trustpilot score has stabilized around 3.6 after a sharp 2025 decline tied to TopstepX outages and a public CEO apology. Sentiment through mid-2026 is more balanced than last year, though a 2026 reduction in payout caps has become a fresh source of trader frustration alongside longstanding drawdown complaints.
What traders praise
- Traders who follow account rules generally report payouts processing quickly and without unnecessary friction.
- The firm's long track record since 2012 continues to reassure traders considering a funded account.
- TopstepX platform stability is described as much improved in 2026 compared with last year's outages.
Common complaints
- A 2026 cut to Express Funded Account payout caps frustrates traders trying to withdraw larger sums.
- The intraday trailing drawdown remains a recurring complaint, ending accounts during pullbacks on winning days.
- Reset fees are seen by some traders as costly compared with other futures prop firms.
Written by AI from publicly reported review themes — not verified individual reviews, not financial advice. Check the Trustpilot page yourself.
All Topstep plans
| Plan | Account size | Price today | Target | Max drawdown | Split |
|---|---|---|---|---|---|
| Trading Combine (Standard path) | $50,000 | $34 | $3,000 | $2,000 EOD | 90% |
| Trading Combine (Standard path) | $100,000 | $99 | $6,000 | $3,000 EOD | 90% |
| Trading Combine (Standard path) | $150,000 | $149 | $9,000 | $4,500 EOD | 90% |
Prices re-checked weekly. Promotions rotate — always confirm on the firm's site.
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